COVID-19 has disrupted life for millions of people worldwide. Many, even the young and healthy, are now facing their mortality for the first time.
As a parent expecting a baby, I am deeply affected by this reality. It is unsettling to see how many lives have been cut short by this virus in a short span of time.
The truth is, none of us are invincible. Whether it’s an accident, illness, or a disease like COVID-19, untimely deaths can happen to anyone.
Instead of being paralyzed by fear, I decided to take proactive steps. There are practical actions you can take now to protect your loved ones and find peace of mind in these uncertain times. Here are four important steps you should consider:
Prepare Your Will
Having a will is crucial. Less than half of Americans have one, leaving the fate of their assets and children in the hands of state laws. Don’t let this happen to your family. Consider hiring a lawyer or using online resources like LegalZoom to create a will.
Create an Advanced Directive
An advanced directive outlines your medical care preferences if you’re unable to communicate. This legal document can include a living will and durable power of attorney. You can create one for free online or with the help of an attorney.
Look into Life Insurance
Life insurance is essential if others depend on your income. It helps cover expenses like funerals and mortgages in case of your absence. Contact an agent to find a policy that fits your needs and budget.
Consider Disability Insurance
Disability insurance protects your income if you’re unable to work due to illness or injury. It’s a crucial safety net for unexpected circumstances. Explore different options to find the right policy for you.
Facing these realities may be uncomfortable, but taking action now can provide a sense of control in uncertain times. Don’t wait to secure your family’s future.
